You can enter a dollar amount or percentage. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your payment will be.

Your actual interest rate will be determined by your credit score, loan type and other factors.

Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.

Enter the annual property taxes associated with the home you are purchasing. Many property listings include this information.

Estimate the annual home insurance costs of the home you are purchasing.