How Much Home Can I Afford?

If you’re ready to buy a home, you need to know what your price range is. Our Home Affordability Calculator helps you determine the price of a home that fits perfectly in your budget.


Enter any number here. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your monthly payment will be.


Your gross income amount is how much money you earn annually before taxes are deducted.


This includes monthly minimum credit card payments, car and student loan payments, child support, etc. Do not include cost of living expenses.


We’re using the current average mortgage rate to calculate payments. Your actual rate may vary depending on credit score, loan type and other factors.

Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.

Debt-to-income ratio is calculated by taking all of your monthly costs and dividing it by your monthly gross income.

You should be able to afford a home valued at


30 year fixed loan

Other calculators you might be interested in:
renting vs buying button
mortgage calculator button
paying extra toward my mortgage